GUARDIAN SOUHARDA SAHAKARI BANK NIYAMITA, BANGALORE
B A L A N C E     S H E E T      A S      A T   31 ST    M A R C H ,      2007
As At		SCH.	As at	As At		SCH.	As at
31.03.2006	CAPITAL AND LIABILITIES	No.	31.03.2007	31.03.2006	PROPERTY AND ASSETS	No.	31.03.2007
Rs.     Ps.			Rs.     Ps.	Rs.     Ps.			Rs.     Ps.
15,305,600.00	CAPITAL	1	16,644,600.00	5,822,104.92	CASH	7	6,871,279.87
28,208,546.68	RESERVE FUND AND OTHER  RESERVES	2	34,464,971.68	71,111,281.81	BALANCE WITH OTHER BANKS	8	59,552,772.64
	PRINCIPAL/SUBSIDIARY STATE			NIL	MONEY AT CALL AND SHORT NOTICE		NIL
NIL	PARTNERSHIP FUND ACCOUNT		NIL
				36,001,235.93	INVESTMENTS	9	47,401,147.16
158,759,056.40	DEPOSITS AND OTHER ACCOUNTS	3	192,655,372.60
					INVESTMENTS  OUT OF THE PRINCIPAL/
NIL	BORROWINGS		NIL	NIL	SUBSIDIARY STATE PARTNERSHIP FUND		NIL
	BILLS FOR COLLECTION (BEING			93,745,541.48	ADVANCES:	10	130,194,493.24
2,105,430.13	BILLS RECEIVABLE AS PER CONTRA)		2,688,914.01
				3,586,841.53	INTEREST RECEIVABLE:	11	3,261,550.17
NIL	BRANCH ADJUSTMENTS		NIL
					BILLS RECEIVABLE (BEING BILLS
1,924,982.00	OVERDUE INTEREST RESERVE		1,208,842.00	2,105,430.13	FOR COLLECTION AS PER CONTRA)		2,688,914.01
3,244,601.25	INTEREST PAYABLE	4	2,021,409.75	NIL	BRANCH ADJUSTMENTS		NIL
8,172,976.99	OTHER LIABILITIES:	5	8,370,281.31	NIL	PREMISES LESS DEPRECIATION		NIL
9,082,224.75	PROFIT & LOSS A/C.	6	9,139,279.95	1,334,558.52	FURNITURE & FIXTURES	12	1,730,149.97
NIL	CONTINGENT LIABILITIES:		NIL	13,096,423.88	OTHER ASSETS	13	15,493,364.24
					NON-BANKING ASSETS ACQUIRED IN
				NIL	SATISFACTION OF CLAIMS		NIL
226,803,418.20	TOTAL		267,193,671.30	226,803,418.20	TOTAL		267,193,671.30
Notes on Accounts		23
PLACE: BANGALORE
DATE  : 08.06.2007					As per our report of even date
SHARON JOSEPH                                 FRANCIS I ALPHONSO					For CHARLES PRABAKAR & ASSOCIATES
Chief Executive Officer                                           Director					Chartered Accountants
ALBIN PINTO                                        COLLIN.R.TIMMS					(CHARLES PRABAKAR)
Vice - Chairman                                            Chairman					Mem. No. 18391