iii) The Balance Sheet and the Profit and Loss Account dealt with by this report are in agreement with the books of account:

iv) The Balance Sheet and the Profit and Loss Account dealt with by this report are prepared in accordance with the accounting standards issued by the Institute of Chartered Accounts of India

v) In our opinion, and to the best of our information and according to the explanations given to us, the said accounts give the information in the manner so required and give a true and fair view in conformity with the accounting principles generally accepted in India;

a. In case of the balance sheet of the state of affairs of the GUARDIAN SOUHARDA SAHAKARI BANK NIYAMITA as at 31st March 2006;

b. In the case of the Profit and Loss Account of the Profit of the bank for the year ended on that date.

For Charles Prabakar & Associates,
Chartered Accountants,

Date: 19.06.2006 (CHARLES PRABAKAR)
Place: Bangalore MEM. NO. 18391

<<Previous Page