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INSPECTION AND AUDIT:

Inspection and audit is a regular feature of Guardian Bank. On a monthly basis the Concurrent Auditor places a report before the Board after auditing the books of accounts. The Statutory Audit is conducted at the end of the financial year and they finalize the accounts that is not only placed before the General Body but also sent to Reserve Bank of India. During the last financial year the officials of Reserve Bank of India have inspected the Bank. The report given at the end of the Inspection was a great encouragement to us. Our Bank has been graded as Grade I, and they have expressed their appreciation that the Bank is being managed in a very professional manner. The RBI officials were happy with the financial results, the control the Bank had on its Non Performing Assets and the sincere and hard work of the staff.

TRAINING AND DEVELOPMENT:

Guardian Bank believes in the importance of imparting training and developing the skills of every employee. We believe in giving fresh graduates an opportunity to develop leadership skills. Guardian Bank is one of the few organizations that recruits fresh graduates, grooms and trains them to handle important responsibilities. Mr. Eric Jacob conducted a training program on Personality Development and Effective Communication for our staff which was every useful to us. Mr. Venugopal, Asst. Manager, RBI conducted a training program on detection of forged notes which was very interesting and meaningful to us. Dr. Usha Kulkarni and Rashmi Ajay conducted a training program on effective Customer Service and Stress Management. Mr. Dinesh Pai conducted a training program on the various issues regarding taxation. Most of these training programs were conducted on Saturday evenings or on holidays and the staff have enthusiastically participated in the training and benefited from it.

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