Dear Members,

I am happy to welcome you to the Ninth General Body Meeting of Guardian Souharda Sahakari Bank Niyamita.

The financial year 2005-06 has witnessed unprecedented bullish sentiment in every sector of the economy. We witnessed the stock market scaling record levels and the real estate market was not far behind, property almost doubling the value in one year.

Though the economic vibrance is reflection of resurgent India in general places like Bangalore with its huge knowledge worker resources has been the driving force of our economy.

The quickened pace of development has touched almost all strata of society. Our members, the bulk of who form the working middle class have also seen a positive outcome to their honest efforts.

OUR MISSION:

I am happy to report that your bank continues regularly in its mission to promote prosperity among our community. We have continued to mentor fledgling business into strong and profitable ones. We have helped foster and realize many dreams of self-development and entrepreneurship.

We believe that our mission is not just to be efficient and successful financial institution but an instrument of change and development in our community.
                                                                                      
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FINANCIAL PERFORMANCE AND GROWTH
MANAGEMENT
FUTURE PROSPECTS
ACKNOWLEDGEMENT